Dubai property calculators
The five numbers that decide a Dubai purchase, worked out properly: what the payment plan really costs month by month, what you pay on top of the price, what a bank will actually lend you, what the unit returns once the service charge is paid, and whether it reaches the Golden Visa threshold.
Official DLD and Central Bank rates, reviewed 26 July 2026Off-plan payment plan calculator
Turn 20/80, 60/40 or 1% monthly into the exact dirhams, month by month.
OpenDubai property buying cost calculator
Every fee on top of the price, and the cash you actually need on the day.
OpenDubai mortgage calculator
Monthly instalment, plus the two limits that actually decide your approval.
OpenDubai rental yield and ROI calculator
Gross yield, net yield, and the return after purchase costs are counted.
OpenUAE property residency checker
Does your property reach the Golden Visa or the 2-year investor visa?
OpenWhy these are free
We built them for the agencies who use Doment, and there is no reason to keep them behind a sign-up. Every rate is dated and sourced, so you can check it. If one goes stale, tell us and it gets fixed.
What a Dubai purchase actually costs
A Dubai property has no annual property tax and no capital gains tax, which is where most comparisons stop. The costs that do exist are front-loaded: the Dubai Land Department takes 4% of the price at registration, and once the trustee office, title deed, agency commission and, if you are financing, the mortgage registration and bank fees are added, a cash resale lands at about 6.5% on top of the price and a mortgaged purchase at roughly 8%. The 7 to 10% figure most guides quote is the ceiling, not the estimate.
After that the recurring cost is the service charge, set per community and charged per square foot. It is the number that separates a 7% gross yield from a 5% net one, and it is almost never in the listing.
Financing has its own ceiling, and it is regulatory rather than commercial: the Central Bank of the UAE caps the loan at 80% of the value for an expat buying a first home under AED 5 million, 70% above it, and 50% on anything off-plan, for everyone. A bank may lend less than that. None will lend more.